Get fast funding to enhance guest experiences, renovate properties, and grow your Chicago hospitality business.
Chicago's vibrant hospitality and hotel industry faces unique challenges from seasonal fluctuations, property maintenance needs, and evolving guest expectations. Whether you're managing a boutique hotel in River North or running a bed-and-breakfast in Lincoln Park, access to quick capital can make the difference between thriving and merely surviving in this competitive market.
Spartan Capital understands that hospitality businesses can't wait weeks for traditional bank approvals when opportunities arise or urgent needs emerge. Our revenue-based financing is designed specifically for the cash flow patterns of hotels and hospitality businesses, providing the flexible funding you need without the lengthy paperwork and credit requirements that slow down conventional lenders.
Our streamlined process is built for busy hospitality owners who need capital fast. Simply submit your basic business information and recent revenue data, and we'll provide same-day approval based on your business performance, not your credit score. Funds can be in your account within 2 hours, allowing you to seize time-sensitive opportunities like equipment upgrades, seasonal inventory, or property improvements.
Online application takes 2 minutes. No hard pull.
Same-day decision — typically within an hour.
Funds in your account in as little as 2 hours.
To qualify, your Chicago hospitality or hotel business needs to be operational for at least 3 months with consistent revenue streams. We evaluate applications based on your business's financial performance and growth potential rather than personal credit history. Most hotels, motels, bed-and-breakfasts, and hospitality service providers in Chicago qualify for funding amounts ranging from $10,000 to $500,000.
Yes, Chicago hospitality and hotel businesses can receive same-day approval and funding in as little as 2 hours through our expedited process designed for time-sensitive business needs.
Up to $500K
No, hospitality and hotel businesses do not need to provide collateral. Our revenue-based financing is secured by your future business revenue, not physical assets.
Repayment is revenue-based, meaning payments automatically adjust with your business performance. During slower periods, you pay less, and during peak seasons, payments increase proportionally with your revenue.
Spartan Capital funds every type of business in Chicago. Explore funding for other industries below.
2-minute application. Soft pull only. Funding in as little as 2 hours.