Loan Calculator

Estimate Your Funding
in Seconds.

Use our free calculator to estimate your payment schedule, total cost, and monthly payment for any Spartan Capital product — before you apply.

Funding Estimator

How Much Can Your Business Get Funded For?

Answer a few quick questions — no hard credit pull, no commitment.

$
Your business could receive up to
$250K
  • Decision in as little as 1 hour
  • 💰Up to $500K available
  • No hard credit pull
Apply Now →

*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.

How It Works

Understanding Your Funding Cost

Daily vs Monthly Payments

MCAs deduct a small percentage daily from your revenue. Term loans have fixed monthly payments. Lines of Credit only charge on what you draw.

No Prepayment Penalty

Pay off early and save on fees. There are no prepayment penalties on any Spartan Capital product. The calculator shows estimated costs based on full term.

No Hard Credit Pull

Checking your estimate never affects your credit score. A hard pull only happens if you accept an offer — so you can compare options freely.