Get fast funding for your Des Moines childcare center with same-day approval and no hard credit checks.
Des Moines childcare businesses face unique challenges from seasonal enrollment fluctuations to equipment upgrades and staff expansion needs. Whether you're running a daycare center in West Des Moines or an early learning facility downtown, having access to quick capital can help you maintain quality care and grow your business.
Des Moines childcare owners choose Spartan Capital because we understand the cash flow patterns of education-based businesses and offer flexible funding without the lengthy approval processes of traditional banks. Our revenue-based financing aligns with your business cycles, making repayment manageable during slower enrollment periods.
Simply apply online with basic business information about your childcare facility, and receive same-day approval decisions. Once approved, funds can be in your account within 2 hours, allowing you to quickly purchase playground equipment, hire additional staff, or handle unexpected expenses without disrupting your daily operations.
Online application takes 2 minutes. No hard pull.
Same-day decision — typically within an hour.
Funds in your account in as little as 2 hours.
Childcare businesses need to be operating for at least 6 months with consistent monthly revenue. We focus on your business performance rather than personal credit scores, making funding accessible to childcare operators who may have been turned down by traditional lenders.
Yes, Des Moines childcare businesses can receive same-day approval and funding in as little as 2 hours once approved, helping you address urgent needs like equipment repairs or staff payroll.
Up to $500K
No, childcare businesses do not need to provide collateral or personal guarantees. Our funding is based on your business revenue and performance, not assets.
Revenue-based repayment means payments are tied to your childcare center's daily sales, automatically adjusting during slower periods like summer breaks or holidays when enrollment may decrease.
Spartan Capital funds every type of business in Des Moines. Explore funding for other industries below.
2-minute application. Soft pull only. Funding in as little as 2 hours.