Get fast funding to expand your Ann Arbor childcare center, upgrade facilities, or hire qualified staff without the hassle of traditional bank loans.
Ann Arbor's growing population and University of Michigan community create strong demand for quality childcare services. Whether you're expanding your daycare facility, purchasing new playground equipment, or hiring additional certified staff, childcare businesses need reliable access to working capital to meet growing enrollment demands.
Ann Arbor childcare center owners choose Spartan Capital because we understand the seasonal cash flow challenges and regulatory requirements of the childcare industry. Our revenue-based financing means no personal guarantees or collateral requirements, and you can get approved the same day without impacting your credit score.
Simply apply online with your basic business information and recent revenue statements from your childcare center. Our underwriters review your enrollment numbers and revenue trends to provide a funding decision within hours, with capital deposited directly into your business account as soon as the same day.
Online application takes 2 minutes. No hard pull.
Same-day decision — typically within an hour.
Funds in your account in as little as 2 hours.
Childcare businesses operating in Ann Arbor for at least 3 months with consistent monthly revenue of $10,000 or more typically qualify. We work with licensed daycare centers, preschools, after-school programs, and other childcare facilities regardless of credit history.
Yes, qualified Ann Arbor childcare businesses can receive same-day approval and funding in as little as 2 hours once approved. Our streamlined process is designed specifically for small businesses that need capital quickly.
Ann Arbor childcare businesses can borrow between Up to $500,000 based on their monthly revenue and business needs. The exact amount depends on your enrollment numbers and consistent revenue history.
No, childcare businesses do not need to provide collateral or personal guarantees. Our revenue-based financing is secured by your future business revenue, not physical assets or personal property.
Repayment is based on a percentage of your daily revenue through automatic daily collections. This means payments adjust with your childcare center's cash flow, making it easier to manage during slower enrollment periods.
Spartan Capital funds every type of business in Ann Arbor. Explore funding for other industries below.
2-minute application. Soft pull only. Funding in as little as 2 hours.