Get fast funding to expand your childcare center, upgrade facilities, or manage seasonal enrollment changes in NYC's competitive market.
New York City childcare businesses face unique challenges including high real estate costs, strict licensing requirements, and fluctuating enrollment patterns. Whether you need capital for facility improvements, staff training, educational materials, or bridging cash flow gaps during summer months, having access to quick funding is essential for maintaining quality care standards.
NYC childcare owners choose Spartan Capital Group because we understand the seasonal nature of your business and don't require the extensive paperwork traditional banks demand. Our revenue-based financing aligns with your enrollment cycles, and our no-hard-credit-pull approach protects your credit while getting you funded fast. We've helped dozens of daycare centers, preschools, and after-school programs across the five boroughs access the capital they need.
Our streamlined process is designed for busy childcare operators who can't spend days on loan applications. Simply provide basic business information and recent revenue statements, and our underwriting team evaluates your application within hours. Once approved, funds are typically deposited the same day, allowing you to focus on what matters most - caring for children and running your center.
Online application takes 2 minutes. No hard pull.
Same-day decision — typically within an hour.
Funds in your account in as little as 2 hours.
Childcare businesses in New York City can qualify with as little as 6 months in operation and $10,000 in monthly revenue. We work with licensed daycare centers, preschools, after-school programs, and summer camps throughout Manhattan, Brooklyn, Queens, Bronx, and Staten Island. Even businesses with less-than-perfect credit can often secure funding based on their revenue performance.
Yes, qualified childcare businesses in NYC can receive same-day approval and funding in as little as 2 hours once all documentation is complete.
Up to $500K
No, our revenue-based financing for childcare businesses is unsecured and does not require collateral or personal guarantees.
Repayment is revenue-based, meaning payments automatically adjust with your childcare center's enrollment and cash flow, making it easier to manage during slower periods.
Spartan Capital funds every type of business in New York City. Explore funding for other industries below.
2-minute application. Soft pull only. Funding in as little as 2 hours.